Do you have a Southern California house you are looking to sell quick? If so, then you have come to the right place. We would love the opportunity to make you an all-cash offer on your property, so you can sell your house fast.
Do not ignore letters from your lender or loan servicer. Responding to those letters is your best bet for saving your home.
Do not pay your mortgage payments to anyone other than your lender or loan servicer.
Never sign any documents without reading them first. (especially if it involves a notarized signature) Many homeowners think that they are signing documents for a loan modification or a new loan to pay off the mortgage they are behind on. Later, they discover they actually transferred ownership of their home to someone who is now trying to evict.
Do not do nothing to help yourself. Playing ostrich is a good way to lose your home fast.
Be aware of “dual Tracking” - following through with foreclosure while you are trying to do a loan modification is illegal but banks are still doing it.
Beware of attorneys who promise solutions and demand a retainer. This is a bottomless money pit, and is not a one time fee.
Do not pay up-front fees. Foreclosure consultants are prohibited by law from collecting money before services are performed.
WHAT YOU SHOULD DO
Contact your bank to see what they suggest. Always keep theline of communication open. Ask for a loan modification package.
Come up with a Plan B, if that fails.
Listen to someone who seems to have your best interests at heart and is not charging you.
Contact us to learn about alternative and creative solutions to your problem.